The Liberty Mutual short-term disability (STD) plan provides eligible employees with salary continuation in the event of a non-work-related illness, accident or permanent and total disability.
Liberty covers the full cost of short-term disability coverage.
The short-term disability plan (inclusive of STD benefits for maternity) provides 100% of weekly pay for the first seven weeks of disability for all eligible employees. Benefits begin on the eighth consecutive calendar day of disability. Employees can use Flexible Time Off (FTO), or Parenting Leave, to continue their pay during the first five workdays they're away from work.
|Week 1||Weeks 2-8|
|Waiting Period||Covered at 100% of weekly pay|
For a disability lasting longer than seven weeks, the benefit is reduced to two-thirds of weekly pay for employees with eight years or less of service. For employees who have more than eight years of service, each additional year of service will provide one additional week of pay at 100% of weekly pay before it moves to two-thirds of weekly pay. Short-term disability benefits are available for a maximum of 25 weeks.
Liberty Mutual understands how important it is for employees to have time with their growing family. Parenting leave provides paid time off due to birth or the addition of an adopted or foster child to an employee’s family. To learn more about parenting leave and the resources available, read the Guide for New Parents.
U.S. employees are eligible for coverage if they're regularly scheduled to work 20 hours or more per week. Employees must also have at least 12 months of service to be eligible for parental leave.
Medical second opinion
Get a second opinion for certain diagnoses or elective surgeries through Grand Rounds.
Review the disability coverage available if a disability keeps an employee away from work for longer than 26 weeks.
Work Life Solutions (EAP)
Access a wide range of services designed to help balance life’s challenges, including access to financial/legal services and referrals to counselors.