Accidental death and dismemberment
The Liberty Mutual accidental death and dismemberment (AD&D) insurance plan offers eligible employees protection if they suffer a catastrophic event.
Eligible employees may elect no AD&D protection, or choose coverage up to eight times their annual earnings, up to a maximum of $2 million. If an employee elects coverage, then the employee pays the full cost of the coverage on a before-tax basis.
U.S. employees are eligible for coverage if they're regularly scheduled to work 20 hours or more per week.